Personal Finance

Woman using a laptop while calculating and going through her budget and spending - showing a concept of proper investing.

Investing for the Future: How to Invest Money Like the Rich

The last 18 months have not been rosy, to say the least. Inflation is still high and financial forecasters portend an uncertain future for us if we don’t do something about it. Because nothing works harder against financial security than a set it and forget it mentality, developing some money disciplines and being intentional with it…

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Restaurant business owners discussing their application for the Restaurant Revitalization Fund during the pandemic.

Restaurants Go into Crisis as Congress’s Restaurant Revitalization Fund Ends

Restaurants are part of the significant sectors in the economy that the pandemic robbed of business. They have struggled to stay afloat with little financial support from the federal government. However, they got relief in March 2021, when the American Rescue Plan stimulus bill came into place. The bill included a $28.6 billion Restaurant Revitalization…

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graphic of businessman pushing his credit score up

10 Ways To Boost Your Credit in 2020

Trying to figure out how to raise your credit score might seem like a massive challenge. After all, it’s not like you’re handed a “book on your life’s financials” when you become an adult. (Some of us think that would be a great idea, however.) It can seem like your credit score is almost arbitrary,…

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Debt Discharge: general discharge vs. debt release.

We must ensure that we’re all on the same page when we talk of a “discharge” for bankruptcy. That’s because we can talk about several related but different problems which involve the debtors ‘ general discharge and whether individual debt can be discharged. The trustee or a creditor could challenge debt discharge or the same…

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What’s bad credit and how to correct it?

When you’re talking about credit, or essentially the level of trust potential lenders have that you’re going to repay money you’ve borrowed, you might fall anywhere on a scale from having very bad credit, meaning no one is going to give you any money, to outstanding credit, where banks and credit firms are practically begging…

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