pre-qual application


Step 1: Pre-Approval 

This is the first step toward obtaining funding for your startup or established business. This is where CreditHub Business Credit & Personal Credit Advisors’s trained & experienced professionals perform a full assessment of your personal & business credit status. After being in THIS business for 7 years we’ve learned how to match your request with your business financing options based on your qualifications, credit file, geographic location, industry, & many other variables. As an entrepreneur or small business owner we’re sure you know how important your personal & business credit profiles are. Your credit does not have to be perfect for us but if you or your business partner has good credit then you could qualify for some unsecured funding to start, build, or grow your business.

Step 2: Financing Consultation

Our team is comprised of industry experts who have several years of experience with personal and business credit financing solutions. We commonly help startup small owners who are in their first 2 years (or with revenues under $150,000/year) to obtain between $25,000-$200,000 or more in low cost funding. At this stage you get to talk with one of our funding advisors. This is a NO-Obligation, one on one discussion between you and a qualified, trained professional. You will find that these consultations are highly informative and even if you choose not to work with us you will be much better informed about your financing options and how to make good decisions about your funding needs.

Step 3: Financial Road Map and Funding Plan
This is the stage where we get to shine. There’s a reason why we have over 1,000 referral sources and partners. One of the reasons we partner with many of the top brands in business finance is because this is the stage where our knowledge, experience, and robust database of lender behavior all come together for YOUR benefit. We operate in a fiduciary manner to put together a funding plan that allows you to have the best possible chance of getting your funding goals achieved at the lowest possible cost AND in a way that helps you accomplish 2 important goals: you will be able to separate your personal and business credit and you’ll be able to protect and preserve the quality of your personal credit profile while you work with us at CreditHub Business Credit & Personal Credit Advisors. Give us a call today if you want to learn more.

Unsecured business lines of credit is arguably the most accessible type of business financing there is. Business financing can be difficult to obtain or completely inaccessible for many entrepreneurs. However, unsecured business lines of credit can be obtained by just about any business owner. This is one of the many reasons why CreditHub Business Credit & Personal Credit Advisors focuses on helping startup and established small business owners obtain unsecured business lines of credit. The catch (of course there’s a catch) is that a well-established, solid personal credit history is required to qualify. The owners of the business (or whoever is acting as a personal guarantor for the business), must have a good credit history to qualify. Not perfect credit but solid. That’s where CreditHub Business Credit & Personal Credit Advisors can help. We’ve been doing this for 7 years. We know what works and what doesn’t.