How Credit Inquiry Removal Letters Work

Authorized and Unauthorized Credit Inquiries Credit inquiries do not adversely affect your credit score, but if care is not taken, it can lower it by some points. If you authorized any credit inquiry, you might not be able to dispute it or have it removed from your...

The Perils of Combining Business and Personal Credit

The launch of a new business can be an exciting and worthwhile accomplishment. While there are many ways to effectively operate and grow a business, establishing a separate business credit account is an important step to its success. Not doing so may prove detrimental...

4 Free Grants for Business Owners

Is your business struggling to make ends meet? Do you have employees who count on you staying open to pay their rent? Have you been denied for loans to help keep your business afloat? If so, your business may qualify for free grants. Today, we're talking about four of...

Should You Sign a Personal Guarantee for a Business Loan?

A personal guarantee on a business loan means that you are legally bound to repay the loan or your assets can be taken from you. It's a straightforward process that's meant to protect credit lenders, but is it right for you? Big businesses with a lot of assets have...

Small Business Loan Ripoff Report: Beware!

Small Business Loan Ripoff Report: Beware!

Every small business goes through tough times where cash flow is tight. With an ocean of options out there it's tempting, yet daunting, to figure out which one is right for your business' unique needs. There are numerous questions to consider when deciding on a small...

How We Can Help Construction & Home Renovation Companies

How We Can Help Construction & Home Renovation Companies

It can be tough to establish business credit while trying to actually run your business at the same time in the construction and home renovation industry. Having to worry about your credit scores, whether or not you’ll be a good candidate for that bank loan you...

7 of the Best Industries for a New Business in 2020

7 of the Best Industries for a New Business in 2020

If you want to open up a new business in 2020, some industries simply offer more promise and potential than others. They’re the ones that investors, entrepreneurs, and philanthropists alike all get excited about, not to mention armchair stockbrokers and sideline...

10 Ways To Boost Your Credit in 2020

10 Ways To Boost Your Credit in 2020

Trying to figure out how to raise your credit score might seem like a massive challenge. After all, it’s not like you’re handed a “book on your life’s financials” when you become an adult. (Some of us think that would be a great idea, however.) It can seem like your...

How Business Owners Can Plan for 2020

How Business Owners Can Plan for 2020

How can you be a better, more thoughtful, and more holistic business owner in the new year? Here are some steps business owners can take to create their 2020 strategies and position themselves in a positive, forward movement for the next decade.

Debt Discharge: general discharge vs. debt release.

Debt Discharge: general discharge vs. debt release.

We must ensure that we're all on the same page when we talk of a "discharge" for bankruptcy. That's because we can talk about several related but different problems which involve the debtors ' general discharge and whether individual debt can be discharged. The...

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